All Loyaltek terminals accept payments via a smartphone as long as Near Field Communication (NFC) is active on the phone. And as long as contactless (NFC) payments are working on the terminal, no single change has to be done on the terminal side.
As already known, there exist limits on a bank card of maximum €50 per transaction and 5 transactions with a cumulative limit of €150.
But with a smartphone, it's possible to make transactions up to €150,00 which is also adapted to the other national currencies.
If an entered amount is over the limit, the terminal will indicate "Amount too high, please read chip or MagStripe”. Then the amount screen will reappear so the client can finish the transaction by inserting the bank card into the terminal and entering the pin code.
Note : Bancontact supports online pin so it will directly ask to enter the pin code. Keep in mind that it's only the case when using an existing card or Payconiq as it currently doens't support a connection with Apple Pay or Google Pay.